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Well, that brings us to the end of today's presentation

accounting

To illustrate this point

If I could now turn to this

We’ll finish off with a q&a session

Now I’d like to move on to

If anyone has questions I’ll be happy to answer them

This ties in with our goal

It is a high-stakes game

Please feel free to interupt if you have any questions

I’d like to wind things up by saying

I'm just gonna run through the main points again

Thank you very much for coming along here today

So, if we translate it into real terms

If everyone is sitting comfortably, i'll get down to it

Phraseum offers a community of phrase collections

Climb Credit, a new entrant into the student lending market which just received a $400 million lending facility, is taking a different approach

And on that point, I will bring my presentation to a close.

Another twist on the traditional lending model is that

By distilling down to a single app feature, Google is not only providing a quicker way for users to access the best feature of an app